Professionals

As a professional, your clients rely on you to provide them with the most accurate, appropriate, and up to date advice. Even if you are diligently keeping up with the changes in your industry, mistakes can still happen potentially leading to legal action against you or your business. If you are found not liable the legal costs to defend your yourself or your business can be quite expensive, and if you are found liable the compensation costs can ruin your business. In addition, legal action can be taken by employees, competitors, suppliers, and government agencies against your business. We have access to a large range of insurance companies to obtain the most appropriate insurance to cover you or your business against legal action.

Who can be covered:

Business consultants, IT consultants, and training consultants

Real estate agents, buyer’s agents, and property managers

Engineers, construction project managers, geologists, accountants, teachers, and many others

What will be protected:

Legal liability resulting from professional advice

Legal liability for personal injury, product failure and property damage

Legal liability for employment practices, cyber-attacks, and management decisions

Types of Cover

Professional Indemnity
If you are a professional who consults, provides advice, or sells a service based on your expertise across any industry, you need Profession Indemnity insurance. A Professional Indemnity policy covers legal costs, compensation for damages, and other losses incurred as a result of defending your business in court for actual and alleged claims of negligence.

Professional Indemnity insurance protects your business from the legal costs and claims for allegations of negligence or instances of professional malpractice, breach of duty or incorrect advice, financial penalties, reputational damage, copyright, intellectual property or privacy violations, or failing to meet terms of consumer or fair-trading laws etc.

Public and Product Liability
Public liability covers your business for legal and compensation costs if you are found liable to someone because you caused death or injury, loss or damage to their property, or economic loss due to your negligence. Product liability covers your business for the supply of parts or materials, even in the form of services or repairs, that fail and cause damage, injury, or death.
Management Liability
Management Liability insurance provides protection for costs of defending directors, managers and employees against any claims that are the result of their actions or decisions in the running of your company. These claims can be made by clients, suppliers, competitors, employees, and government agencies.

Management Liability is a product that combines stand-alone covers such as Directors and Officers Liability, Crime Protection, Statutory Liability and Supplementary Legal Expenses, Employment Practices Liability and Tax Audit.

Learn more about our insurance service

by contacting the friendly team at Stress Free Insurance

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