PERSONAL INSURANCE

Most people don’t get up in the morning thinking “I’m going to get life insurance or income protection today” as they don’t think that something serious and unexpected could happen to their health or that they could have a serious accident.

As a result, the clear majority of people don’t have quality, and personalised insurance to protect their family and finances should the unexpected happen. The consequences can be terrible.


Stress Free provides good quality insurance options in a simple and stress free process to protect your family and finances if something serious and unexpected happens to your health. Craig will come to you at at time and place convenient for you for a free and no obligation review of your situation. Craig will listen to you and then provide appropriate options to protect your finances and loved ones should the unexpected happen. We then stay in contact with you to make any changes required along the way and will process your claim for you should you need to make one... totally stress free!

ALL PRODUCTS ARE...

Guaranteed renewable

Cover cannot be cancelled and premiums cannot be increased due to any change in your health, occupation or pastimes.

Worldwide

24/7 cover anywhere in the world.

Fully underwritten

Underwriting (e.g. medical history) is assessed at time of application rather than at time of claim increasing the chance of claims being paid.

image.jpg

TYPES OF COVER

Life Insurance

A lump sum benefit paid to your beneficiary if you die or are diagnosed as being terminally ill.

TPD Insurance

A lump sum benefit if you become totally and permanently disabled and unable to work again.

Trauma Cover

A lump sum benefit if you suffer a specified trauma condition (e.g. cancer, heart attack, stroke, coma, severe burns, paralysis, loss of limbs and many more).

Child Cover

A lump sum benefit if your child suffers a specified trauma condition (see trauma insurance) or dies.

Income Protection

An ongoing monthly benefit of up to 75% of your income if you are totally or partially disabled as a result of sickness or injury and unable to work at full capacity.

Business Expenses Cover

An ongoing monthly benefit to cover eligible business expenses if you are totally or partially disabled as a result of sickness or injury and unable to work at full capacity.

Accident only

Accidental death, accidental TPD and accidental income protection are also available.